{"id":35622,"date":"2025-01-15T23:00:00","date_gmt":"2025-01-15T22:00:00","guid":{"rendered":"https:\/\/www.efk.admin.ch\/?post_type=audit&p=35622"},"modified":"2025-01-13T14:36:24","modified_gmt":"2025-01-13T13:36:24","slug":"surveillance-axee-sur-les-risques-dans-le-secteur-bancaireabandonne-a-lissue-de-la-phase-de-preparation","status":"publish","type":"audit","link":"https:\/\/www.efk.admin.ch\/fr\/audit\/surveillance-axee-sur-les-risques-dans-le-secteur-bancaireabandonne-a-lissue-de-la-phase-de-preparation\/","title":{"rendered":"Surveillance ax\u00e9e sur les risques dans le secteur bancaire (abandonn\u00e9 \u00e0 l\u2019issue de la phase de pr\u00e9paration)"},"content":{"rendered":"\n

Lors du rachat de Credit Suisse (CS) par UBS au premier trimestre 2023, la Conf\u00e9d\u00e9ration a contract\u00e9 des engagements de garantie s\u2019\u00e9levant \u00e0 109 milliards de francs. Pour cette raison, le Contr\u00f4le f\u00e9d\u00e9ral des finances (CDF) avait alors d\u00e9cid\u00e9 de proc\u00e9der en 2024 \u00e0 un audit prudentiel de l\u2019Autorit\u00e9 f\u00e9d\u00e9rale de surveillance des march\u00e9s financiers (FINMA).

Lors de la phase de pr\u00e9paration de cet audit, l\u2019enqu\u00eate que la Commission d\u2019enqu\u00eate parlementaire (CEP) m\u00e8ne actuellement au sujet de la gestion par les autorit\u00e9s de la fusion d\u2019urgence de CS est parvenue \u00e0 la connaissance du CDF. Celui-ci a en outre constat\u00e9 que des institutions internationales \u00e9valuaient \u00e9galement l\u2019activit\u00e9 de surveillance bancaire en Suisse, \u00e0 l\u2019instar du Fonds mon\u00e9taire international (FMI), qui examinera en profondeur le secteur financier en automne 2024, comme tous les cinq ans. Enfin, le Conseil f\u00e9d\u00e9ral a reconnu, dans son rapport du 10 avril 2024 sur la stabilit\u00e9 des banques, qu\u2019il \u00e9tait n\u00e9cessaire d\u2019agir et a donc pr\u00e9sent\u00e9 un train de mesures relatif \u00e0 la surveillance bancaire.

Dans ces circonstances, le CDF est arriv\u00e9 \u00e0 la conclusion que la poursuite de l\u2019audit n\u2019apporterait pas de valeur ajout\u00e9e significative. Il renonce par cons\u00e9quent \u00e0 celui-ci, afin d\u2019\u00e9viter toute redondance avec d\u2019autres examens. Le pr\u00e9sent rapport est un r\u00e9sum\u00e9 des constatations issues de la phase de pr\u00e9paration de l\u2019audit.<\/p>\n","protected":false},"featured_media":0,"menu_order":0,"template":"","audit_category":[88],"audit_type":[52],"class_list":["post-35622","audit","type-audit","status-publish","hentry","audit_category-economie-et-agriculture","audit_type-audit-fr"],"acf":{"audit_lang":null,"audit_numbers":[{"audit_number":"24535"}],"audit_office":[7943],"audit_office_text":"","audit_date":"20250115","bgo":false,"keywords":"","audit_office_local":""},"yoast_head":"\nSurveillance ax\u00e9e sur les risques dans le secteur bancaire (abandonn\u00e9 \u00e0 l\u2019issue de la phase de pr\u00e9paration) - Contr\u00f4le f\u00e9d\u00e9ral des finances (CDF)<\/title>\n<meta name=\"description\" content=\"Surveillance ax\u00e9e sur les risques dans le secteur bancaire (abandonn\u00e9 \u00e0 l\u2019issue de la phase de pr\u00e9paration)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.efk.admin.ch\/fr\/audit\/surveillance-axee-sur-les-risques-dans-le-secteur-bancaireabandonne-a-lissue-de-la-phase-de-preparation\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Surveillance ax\u00e9e sur les risques dans le secteur bancaire (abandonn\u00e9 \u00e0 l\u2019issue de la phase de pr\u00e9paration)\" \/>\n<meta property=\"og:description\" content=\"Surveillance ax\u00e9e sur les risques dans le secteur bancaire (abandonn\u00e9 \u00e0 l\u2019issue de la phase de pr\u00e9paration)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.efk.admin.ch\/fr\/audit\/surveillance-axee-sur-les-risques-dans-le-secteur-bancaireabandonne-a-lissue-de-la-phase-de-preparation\/\" \/>\n<meta property=\"og:site_name\" content=\"Contr\u00f4le f\u00e9d\u00e9ral des finances (CDF)\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.efk.admin.ch\/wp-content\/uploads\/test\/palais.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/fr\\\/audit\\\/surveillance-axee-sur-les-risques-dans-le-secteur-bancaireabandonne-a-lissue-de-la-phase-de-preparation\\\/\",\"url\":\"https:\\\/\\\/www.efk.admin.ch\\\/fr\\\/audit\\\/surveillance-axee-sur-les-risques-dans-le-secteur-bancaireabandonne-a-lissue-de-la-phase-de-preparation\\\/\",\"name\":\"Surveillance ax\u00e9e sur les risques dans le secteur bancaire (abandonn\u00e9 \u00e0 l\u2019issue de la phase de pr\u00e9paration) - 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