{"id":7541,"date":"2024-01-17T16:37:15","date_gmt":"2024-01-17T15:37:15","guid":{"rendered":"https:\/\/preview.efk.admin.ch\/prufung\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/"},"modified":"2025-01-17T15:58:43","modified_gmt":"2025-01-17T14:58:43","slug":"vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation","status":"publish","type":"audit","link":"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/","title":{"rendered":"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Overall vested benefits amount to approximately CHF 50 billion and thus correspond to 7% of overall pension fund assets in occupational benefits provision. The vested benefits of 65 vested benefits institutions are currently managed in approximately 2 million vested benefits accounts and policies. The Swiss Federal Audit Office (SFAO) analysed to what extent the vested benefits institutions guarantee the maintenance of pension coverage and how big the financial risks are for the owners of vested benefits and for the Confederation. To this end, it sought the views of owners of vested benefits by means of a representative survey.<\/p>\n","protected":false},"featured_media":0,"menu_order":0,"template":"","audit_category":[34],"audit_type":[183],"class_list":["post-7541","audit","type-audit","status-publish","hentry","audit_category-social-insurance-and-retirement-provision","audit_type-evaluation-en"],"acf":{"audit_lang":[{"lang":"d"}],"audit_numbers":[{"audit_number":"14471"}],"audit_office":null,"audit_office_text":"","audit_date":"20160525","bgo":false,"keywords":"vested benefits, pension fund assets,  vested benefits institutions, guarantee the maintenance of pension coverage,  financial risks, owners, representative survey","audit_office_local":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.1 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation - Eidgen\u00f6ssische Finanzkontrolle (EFK)<\/title>\n<meta name=\"description\" content=\"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation\" \/>\n<meta property=\"og:description\" content=\"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/\" \/>\n<meta property=\"og:site_name\" content=\"Eidgen\u00f6ssische Finanzkontrolle (EFK)\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-17T14:58:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.efk.admin.ch\/wp-content\/uploads\/test\/palais.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/audit\\\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\\\/\",\"url\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/audit\\\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\\\/\",\"name\":\"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation - Eidgen\u00f6ssische Finanzkontrolle (EFK)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/#website\"},\"datePublished\":\"2024-01-17T15:37:15+00:00\",\"dateModified\":\"2025-01-17T14:58:43+00:00\",\"description\":\"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/audit\\\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/audit\\\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/audit\\\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Report\",\"item\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/audit\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/\",\"name\":\"Informationen \u00fcber das oberste Finanzaufsichtsorgan der Schweiz\",\"description\":\"Die Eidgen\u00f6ssische Finanzkontrolle (EFK) ist das oberste Finanzaufsichtsorgan der Schweizerischen Eidgenossenschaft.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/#organization\"},\"alternateName\":\"EFK\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/#organization\",\"name\":\"Swiss Federal Audit Office (SFAO)\",\"alternateName\":\"EFK\",\"url\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.efk.admin.ch\\\/wp-content\\\/uploads\\\/efk_cdf_logo_ohne_claim.png\",\"contentUrl\":\"https:\\\/\\\/www.efk.admin.ch\\\/wp-content\\\/uploads\\\/efk_cdf_logo_ohne_claim.png\",\"width\":268,\"height\":258,\"caption\":\"Swiss Federal Audit Office (SFAO)\"},\"image\":{\"@id\":\"https:\\\/\\\/www.efk.admin.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.instagram.com\\\/efk_cdf_sfao\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCm-bXj227VE5sJzhB-ihdvw\\\/featured\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/11081578\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation - Eidgen\u00f6ssische Finanzkontrolle (EFK)","description":"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/","og_locale":"en_US","og_type":"article","og_title":"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation","og_description":"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation","og_url":"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/","og_site_name":"Eidgen\u00f6ssische Finanzkontrolle (EFK)","article_modified_time":"2025-01-17T14:58:43+00:00","og_image":[{"width":750,"height":500,"url":"https:\/\/www.efk.admin.ch\/wp-content\/uploads\/test\/palais.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/","url":"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/","name":"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation - Eidgen\u00f6ssische Finanzkontrolle (EFK)","isPartOf":{"@id":"https:\/\/www.efk.admin.ch\/en\/#website"},"datePublished":"2024-01-17T15:37:15+00:00","dateModified":"2025-01-17T14:58:43+00:00","description":"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation","breadcrumb":{"@id":"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.efk.admin.ch\/en\/audit\/vested-benefits-institutions-in-occupational-benefits-provision-advantages-and-risks-for-insured-persons-and-the-confederation\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.efk.admin.ch\/en\/"},{"@type":"ListItem","position":2,"name":"Report","item":"https:\/\/www.efk.admin.ch\/en\/audit\/"},{"@type":"ListItem","position":3,"name":"Vested benefits institutions in occupational benefits provision: advantages and risks for insured persons and the Confederation"}]},{"@type":"WebSite","@id":"https:\/\/www.efk.admin.ch\/en\/#website","url":"https:\/\/www.efk.admin.ch\/en\/","name":"Informationen \u00fcber das oberste Finanzaufsichtsorgan der Schweiz","description":"Die Eidgen\u00f6ssische Finanzkontrolle (EFK) ist das oberste Finanzaufsichtsorgan der Schweizerischen Eidgenossenschaft.","publisher":{"@id":"https:\/\/www.efk.admin.ch\/en\/#organization"},"alternateName":"EFK","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.efk.admin.ch\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.efk.admin.ch\/en\/#organization","name":"Swiss Federal Audit Office (SFAO)","alternateName":"EFK","url":"https:\/\/www.efk.admin.ch\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.efk.admin.ch\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.efk.admin.ch\/wp-content\/uploads\/efk_cdf_logo_ohne_claim.png","contentUrl":"https:\/\/www.efk.admin.ch\/wp-content\/uploads\/efk_cdf_logo_ohne_claim.png","width":268,"height":258,"caption":"Swiss Federal Audit Office (SFAO)"},"image":{"@id":"https:\/\/www.efk.admin.ch\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.instagram.com\/efk_cdf_sfao\/","https:\/\/www.youtube.com\/channel\/UCm-bXj227VE5sJzhB-ihdvw\/featured","https:\/\/www.linkedin.com\/company\/11081578\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.efk.admin.ch\/en\/wp-json\/wp\/v2\/audit\/7541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.efk.admin.ch\/en\/wp-json\/wp\/v2\/audit"}],"about":[{"href":"https:\/\/www.efk.admin.ch\/en\/wp-json\/wp\/v2\/types\/audit"}],"wp:attachment":[{"href":"https:\/\/www.efk.admin.ch\/en\/wp-json\/wp\/v2\/media?parent=7541"}],"wp:term":[{"taxonomy":"audit_category","embeddable":true,"href":"https:\/\/www.efk.admin.ch\/en\/wp-json\/wp\/v2\/audit_category?post=7541"},{"taxonomy":"audit_type","embeddable":true,"href":"https:\/\/www.efk.admin.ch\/en\/wp-json\/wp\/v2\/audit_type?post=7541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}